Modern kitchen

Blog · 6.07.2026

Renovation financing: renovate now, pay in instalments

Your renovation doesn't have to wait until you've saved up the full amount. Here's what renovation financing is and who it suits.

In short: Renovation financing means you can renovate now and pay in instalments. At Remondidiil, financing and renovation are in one place: no separate trip to the bank.

Many people put off renovating for years because they don't have the full amount at once. Meanwhile the old bathroom or apartment keeps getting worse. Renovation financing lets you renovate now and pay in instalments.

What is renovation financing?

Renovation financing means the work isn't paid for all at once but in instalments over an agreed period. With Remondidiil, instalments and renovation come together: no need to visit a bank separately or arrange financing yourself.

Who is it for?

  • people who bought an older apartment and want to fix it up right away
  • people whose bathroom or kitchen urgently needs renewing
  • people who'd rather not spend their savings on a renovation
  • people planning to sell a property who want to raise its value first

How does it work?

Mention in your request that you'd like instalments and for how many months. We'll explain the terms during the free site visit, and you'll get an overview of the instalment plan together with the quote. If everything suits you, we sign the contract and get to work.

What should you ask?

Before taking instalments, always check the total cost, the monthly payment, the term and the terms for early repayment. We'll explain all of these before signing the contract, so you know exactly what you're agreeing to.

Frequently asked questions

Do I have to apply for a loan myself?

No. Financing and renovation are in one place with us, no separate trip to the bank needed.

How do I ask for financing?

Mark in your enquiry that you'd like financing and over how many months. You'll get a financing overview together with the quote.

What should I ask before taking financing?

The total cost, monthly payment, period and whether you can repay early. We'll explain all of this before signing.

Read more on our renovation financing page or ask for a quote now.

Blog

Read more

All posts
Bathroom walls during waterproofing and tiling

Waterproofing: the most important layer in a bathroom

You can't see waterproofing in a finished bathroom, but it's what prevents water damage and mould. Here's how it's done and what to look out for.

Glass-walled shower with sage-green tiles

Walk-in shower or bathtub: which to choose?

Many people face the same question before a bathroom renovation: keep the bathtub or build a level-access shower? We compare the pros and cons.

Renovated bathroom with large grey tiles

Bathroom renovation in a panel building: what to consider

Bathrooms in panel buildings are small and often combined with the toilet. Here's what's worth knowing before you renovate.

Tradesman in a bathroom during renovation work

How to choose a renovation company: 8 things to check

Choosing the right renovation company saves money and stress. Here are eight things to check before signing a contract.

Stripped room during a renovation

When do you need the apartment association's permission to renovate?

Most renovation work in an apartment doesn't need the association's permission, but some changes do. Here's when to talk to your association first.

Distribution board with circuit breakers and wires

When should you replace an apartment's old wiring?

In older apartments the wiring is often decades old. When is it time to replace it, and why is it best done together with a renovation?

Grey handleless kitchen with a black sink and tap

Kitchen renovation: how to plan a practical kitchen

A good kitchen starts with planning, not with choosing units. Tips for making a kitchen that's easy to use every day.

Bright living room with herringbone parquet and a dining table

A refresh before selling or renting out your apartment

You don't always need a big renovation before selling or renting out. A well-chosen refresh helps the apartment sell faster and for more.

Sauna with a glass door and lit benches

Sauna renovation: when is a refresh enough and when do you need a new sauna?

An old sauna doesn't always need rebuilding from scratch. We explain when sanding and new benches are enough, and when a full renovation is needed.

Painting work during a renovation

How to live at home during a renovation

Not everyone can move out during a renovation. Practical tips for fitting the renovation around everyday life.

Renovated bathroom on Gerbera tee

Bathroom renovation step by step: what to expect

A bathroom renovation is one of the most complex jobs in a home. Here are the stages it consists of and what happens at each one.

Bright renovated living room

Apartment renovation: where to start?

Bought an older apartment or want to thoroughly renovate your home? Here's how to plan a full renovation.

Finished bathroom on Õismäe tee: vanity unit, mirror and towel rail

How much does a bathroom renovation cost?

The price of a bathroom renovation depends on several things. Here's what the price is made of, what makes it more expensive and where you can sensibly save.

Finished bathroom in Randvere: wooden vanity unit and illuminated mirror

How long does a bathroom renovation take?

A bathroom renovation usually takes two to four weeks. Here's where the time goes and what can make it take longer.

Bathroom tiling: light wall tiles and patterned floor tiles

How to choose bathroom tiles?

Tiles give the bathroom its look. Here's how to choose tile size, finish and colour so the bathroom is both beautiful and safe.

Bathroom walls after removing the old tiles

Mould in the bathroom: why it appears and what to do

Black spots in the grout and on the ceiling are a common bathroom problem. Here's where mould comes from, what you can do yourself and when a renovation is needed.

Bathroom floor during tiling with a drain in the middle

Bathroom underfloor heating: electric or water?

A warm floor is one of the nicest comforts in a bathroom. We compare electric and water underfloor heating and explain which suits an apartment and which a house.

Bright room in a renovated apartment

Apartment renovation cost: what does it depend on?

Many people ask for the price of an apartment renovation per square metre. Here's why one number isn't enough and what the price is really made of.

Wooden deck next to a house

Decking: larch, composite or treated wood?

The decking material decides how long it lasts and how much care it needs. We compare the three most common choices.

Electric car charger on a house wall

Home EV charger: what you need to know

Charging at home is more convenient and cheaper than public charging. Here's what you need for installation and what to check first.

Renovated private house

Do you need a building permit to renovate a house?

Ordinary interior renovation needs no permit, but some work must be reported to the municipality. Here's when and how.

Facade of a private house

Facade insulation: when is it worth it and what does it give?

An insulated facade keeps the house warm in winter and cuts heating costs. Here's when insulation pays off and what the options are.

Send a request

Tell us about your plans

We'll reply to your request and schedule a free site visit. The more detail you give, the faster we can help.

Get a free quote

  • Free site visit
  • Instalments available
Would you like instalments? *

We only use your details to respond to your request. Privacy policy